Before laying down your 'plastic' to buy a string of pearls or bracelet or ancient chinese jewelry, read all you can about it so you are a well education purchaser. Compare price, service and quality. a. Ask about the store (or online) refund and return policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or ancient chinese jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. A good indicator of the store's reliability is if they are well respected in your city. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

The BBB Reliability seal is a good indicator of the online store's compliance with good business practices and a seal you should look for when buying diamonds, watches, pearls or ancient chinese jewelry. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Call the online store and get confirmation as to the particulars of the purchase. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or ancient chinese jewelry as often as possible.