Before laying down your 'plastic' to buy a string of pearls or bracelet or anna ruby falls, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or anna ruby falls. Look into the 'buzz' about the company that you are contemplating making your purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. You will want to deal with a store that has a well trained staff to include gemological education.

If you do buy that ring, bracelet, watch or anna ruby falls online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Document the details related to your purchase for future use, if necessary. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. Lastly, wear that jewelry or anna ruby falls often and enjoy it.