Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the antique diamond engagement ring setting or whatever you are purchasing be it gold, silver, platinum or just gemstones. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or antique diamond engagement ring setting. Be sure the store has a long-standing, solid reputation in the community. Find out what organizations the jeweler belongs to and their membership requirements. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Determine if the store's sale people have any gemological and appraisal education.

Whether you want to purchase a watch, earrings, string of pearls or antique diamond engagement ring setting online, look for the Better Business Bureau Reliability Seal. Document the details related to your purchase for future use, if necessary. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. As a closing comment, the recipient of your jewelry or antique diamond engagement ring setting is one lucky person!