Before laying down your 'plastic' to buy a string of pearls or bracelet or antique diamond watch, read all you can about it so you are a well education purchaser. Compare price, service and quality. e. The return and exchange policy are your protections so be sure to inquire and understand. f. Don't buy without getting a warranty or guarantee with the item being purchased. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or antique diamond watch, understand the stores reputation by checking with others that have made purchases including friends or relatives. A good indicator of the store's reliability is if they are well respected in your city. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

If you do buy that ring, bracelet, watch or antique diamond watch online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition, be sure that you document all conversation and details of the transaction. Closing remark - your recipient of antique diamond watch is one lucky person!