Before laying down your 'plastic' to buy a string of pearls or bracelet or aquamarine and diamond engagement ring, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. c. Ask about the seller's guarantee and/or warranty on the item being bought. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of aquamarine and diamond engagement ring, investigate the store's reputation. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Find out what organizations the jeweler belongs to and their membership requirements. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or aquamarine and diamond engagement ring. Get all the product details in writing (for example by email) including refund policy. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. In addition, be sure that you document all conversation and details of the transaction. Last thought - enjoy your beautiful aquamarine and diamond engagement ring purchase.