Before laying down your 'plastic' to buy a string of pearls or bracelet or bali bead jewelry, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or bali bead jewelry, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The BBB is an excellent source of investigation on a business. You will want to deal with a store that has a well trained staff to include gemological education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or bali bead jewelry, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. Call the online store and get confirmation as to the particulars of the purchase. In addition to the phone conversation, get everything in writing. With all that accomplished, wear that jewelry or bali bead jewelry as often as possible.