Don't 'pull the trigger' on purchasing bead and chain necklace or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. a. Ask about the store (or online) refund and return policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or bead and chain necklace. Be sure the store has a long-standing, solid reputation in the community. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Dealing with knowledgeable staff is a must. See if they have a gemological background.

The BBB Reliability seal is a good indicator of the online store's compliance with good business practices and a seal you should look for when buying diamonds, watches, pearls or bead and chain necklace. Prior to purchasing, get all details about your purchase in writing. Call the online store and get confirmation as to the particulars of the purchase. Having written that, paperwork trail is extremely important when making an online jewelry purchase. With all that accomplished, wear that jewelry or bead and chain necklace as often as possible.