Don't 'pull the trigger' on purchasing beaded earring pattern or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Compare price, service and quality. d. Be sure you understand and can live with the store (or websites) exchange and return policies. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of beaded earring pattern, investigate the store's reputation. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Obtain a report on the business from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or beaded earring pattern online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. Lastly, wear that jewelry or beaded earring pattern often and enjoy it.