Before laying down your 'plastic' to buy a string of pearls or bracelet or belly chain necklace, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. e. The return and exchange policy are your protections so be sure to inquire and understand. b. Review any guarantees or warranties that come with the purchase. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or belly chain necklace. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. The BBB is an excellent source of investigation on a business. Look for a jeweler with a gemological and appraisal education and certificate.

When buying diamonds, pearls, rubies or belly chain necklace on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. That having been said, getting everything represented in writing is very important. Lastly, wear that jewelry or belly chain necklace often and enjoy it.