Before laying down your 'plastic' to buy a string of pearls or bracelet or birth mother ring stone, read all you can about it so you are a well education purchaser. Compare price, service and quality. d. Be sure you understand and can live with the store (or websites) exchange and return policies. f. Don't buy without getting a warranty or guarantee with the item being purchased. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or birth mother ring stone, understand the stores reputation by checking with others that have made purchases including friends or relatives. Look into the 'buzz' about the company that you are contemplating making your purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or birth mother ring stone, is the BBB seal of reliability. Prior to purchasing, get all details about your purchase in writing. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Further to the telephone call, be sure that the purchase is well documented including all representations. Lastly, wear that jewelry or birth mother ring stone often and enjoy it.