Before laying down your 'plastic' to buy a string of pearls or bracelet or bulova quartz watch, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. d. Be sure you understand and can live with the store (or websites) exchange and return policies. b. Review any guarantees or warranties that come with the purchase. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or bulova quartz watch. Check out the store's reputation in your area. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

Whether you want to purchase a watch, earrings, string of pearls or bulova quartz watch online, look for the Better Business Bureau Reliability Seal. Get all the product details in writing (for example by email) including refund policy. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Further to the telephone call, be sure that the purchase is well documented including all representations. Finally, you and/or your loved one should enjoy and cherish that new jewelry or bulova quartz watch purchase.