Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the carat diamond one ring or whatever you are purchasing be it gold, silver, platinum or just gemstones. Compare price, service and quality. d. Be sure you understand and can live with the store (or websites) exchange and return policies. d. You will want a warranty with your purchase so inquire and understand what is offered. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or carat diamond one ring. Be sure the store has a long-standing, solid reputation in the community. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You will want to deal with a store that has a well trained staff to include gemological education.

If you do buy that ring, bracelet, watch or carat diamond one ring online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Get all the product details in writing (for example by email) including refund policy. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. That having been said, getting everything represented in writing is very important. With all that accomplished, wear that jewelry or carat diamond one ring as often as possible.