Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the ceiling medallion or whatever you are purchasing be it gold, silver, platinum or just gemstones. Compare price, service and quality. c. Inquire about how you would get a refund or return the item if dissatisfied. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or ceiling medallion. A good indicator of the store's reliability is if they are well respected in your city. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Obtain a report on the business from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

Whether you want to purchase a watch, earrings, string of pearls or ceiling medallion online, look for the Better Business Bureau Reliability Seal. Obtain all details related to your purchase in writing including their exchange and refund policies. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Having written that, paperwork trail is extremely important when making an online jewelry purchase. With all that accomplished, wear that jewelry or ceiling medallion as often as possible.