Don't 'pull the trigger' on purchasing chain jewelry necklace or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. At search site or store, investigate their pricing, service and the quality of what they are offering. c. Inquire about how you would get a refund or return the item if dissatisfied. c. Ask about the seller's guarantee and/or warranty on the item being bought. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or chain jewelry necklace, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or chain jewelry necklace online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Having written that, paperwork trail is extremely important when making an online jewelry purchase. As a closing comment, the recipient of your jewelry or chain jewelry necklace is one lucky person!