Before laying down your 'plastic' to buy a string of pearls or bracelet or chain key pocket watch, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. c. Inquire about how you would get a refund or return the item if dissatisfied. d. You will want a warranty with your purchase so inquire and understand what is offered. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or chain key pocket watch, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or chain key pocket watch online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. That having been said, getting everything represented in writing is very important. Lastly, wear that jewelry or chain key pocket watch often and enjoy it.