Before laying down your 'plastic' to buy a string of pearls or bracelet or champagne pearl earring, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. c. Inquire about how you would get a refund or return the item if dissatisfied. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of champagne pearl earring, investigate the store's reputation. Look into the 'buzz' about the company that you are contemplating making your purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

If you do buy that ring, bracelet, watch or champagne pearl earring online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or champagne pearl earring as often as possible.