Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap designer jewelry, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. d. Be sure you understand and can live with the store (or websites) exchange and return policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of cheap designer jewelry, investigate the store's reputation. Be sure the store has a long-standing, solid reputation in the community. See if they belong to any trade organizations which usually require strict adherence to good business practices before accepting a store for membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

If you do buy that ring, bracelet, watch or cheap designer jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Prior to purchasing, get all details about your purchase in writing. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. That having been said, getting everything represented in writing is very important. As a closing comment, the recipient of your jewelry or cheap designer jewelry is one lucky person!