Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap diamond earring, read all you can about it so you are a well education purchaser. Compare price, service and quality. b. Get all the details about the online or store return policy and their refund policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or cheap diamond earring. Check out the store's reputation in your area. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Get a BBB report on your jewelry store prior to making any purchase. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or cheap diamond earring, is the BBB seal of reliability. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or cheap diamond earring is one lucky person!