Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap diamond necklace, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. a. Ask about the store (or online) refund and return policy. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of cheap diamond necklace, investigate the store's reputation. Look into the 'buzz' about the company that you are contemplating making your purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

When buying diamonds, pearls, rubies or cheap diamond necklace on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Get all the product details in writing (for example by email) including refund policy. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. That having been said, getting everything represented in writing is very important. Last thought - enjoy your beautiful cheap diamond necklace purchase.