Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap man silver ring, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. c. Inquire about how you would get a refund or return the item if dissatisfied. d. You will want a warranty with your purchase so inquire and understand what is offered. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or cheap man silver ring. A store's 'standing' in your community is an important factor to consider prior to making a purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Look for a jeweler with a gemological and appraisal education and certificate.

For online stores, look for their Better Business Bureau Reliability seal whether you are regardless whether you are buying a bracelet, a string of pearls, a watch or cheap man silver ring. Prior to purchasing, get all details about your purchase in writing. Call the online store and get confirmation as to the particulars of the purchase. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of cheap man silver ring is one lucky person!