Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap pearl bracelet, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. a. Ask about the store (or online) refund and return policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or cheap pearl bracelet, understand the stores reputation by checking with others that have made purchases including friends or relatives. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Get a BBB report on your jewelry store prior to making any purchase. Look for a jeweler with a gemological and appraisal education and certificate.

When buying diamonds, pearls, rubies or cheap pearl bracelet on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Always get the particulars related to your purchase documented in case there is a dispute. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. Lastly, wear that jewelry or cheap pearl bracelet often and enjoy it.