We suggest that before you lay out your money for that cheap ring toe or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Compare price, service and quality. d. Be sure you understand and can live with the store (or websites) exchange and return policies. d. You will want a warranty with your purchase so inquire and understand what is offered. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or cheap ring toe, understand the stores reputation by checking with others that have made purchases including friends or relatives. A good indicator of the store's reliability is if they are well respected in your city. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. You ant your jeweler to have a gemological and appraisal certificate.

When buying diamonds, pearls, rubies or cheap ring toe on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Prior to purchasing, get all details about your purchase in writing. Call the online store and get confirmation as to the particulars of the purchase. In addition, be sure that you document all conversation and details of the transaction. Lastly, wear that jewelry or cheap ring toe often and enjoy it.