Before laying down your 'plastic' to buy a string of pearls or bracelet or cheap timex watch, read all you can about it so you are a well education purchaser. Compare price, service and quality. b. Get all the details about the online or store return policy and their refund policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or cheap timex watch. Be sure the store has a long-standing, solid reputation in the community. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The BBB is an excellent source of investigation on a business. Look for a jeweler with a gemological and appraisal education and certificate.

When buying diamonds, pearls, rubies or cheap timex watch on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. As a closing comment, the recipient of your jewelry or cheap timex watch is one lucky person!