Before laying down your 'plastic' to buy a string of pearls or bracelet or child 14k gold jewelry, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. a. Ask about the store (or online) refund and return policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Get a sales receipt and, in writing, all the pertinent facts related to the item you are buying.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or child 14k gold jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Determine if the store's sale people have any gemological and appraisal education.

When buying diamonds, pearls, rubies or child 14k gold jewelry on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. Call the online store and get confirmation as to the particulars of the purchase. Further to the telephone call, be sure that the purchase is well documented including all representations. Last thought - enjoy your beautiful child 14k gold jewelry purchase.