Before 'pulling the trigger' on that jewelry buy, be sure you learn all you can about the citi platinum select credit card or whatever you are purchasing be it gold, silver, platinum or just gemstones. Compare price, service and quality. a. Ask about the store (or online) refund and return policy. a. Carefully read all warranties and guarantees and ask questions if the terms are unclear. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or citi platinum select credit card. Get to the bottom of the store's reputation by asking those that have purchased from the store. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. The BBB is an excellent source of investigation on a business. You will want to deal with a store that has a well trained staff to include gemological education.

A good indicator of a reliable site for getting that string of pearls, or bracelet or citi platinum select credit card, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. Determine where they are geographically and call to speak with a person to confirm details or get clarification. In addition, be sure that you document all conversation and details of the transaction. Closing remark - your recipient of citi platinum select credit card is one lucky person!