Before laying down your 'plastic' to buy a string of pearls or bracelet or clear ring tongue, read all you can about it so you are a well education purchaser. Make sure you check out not only the price of the item relative to the quality but also the customer service you will receive after the purchase. b. Get all the details about the online or store return policy and their refund policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or clear ring tongue, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or clear ring tongue online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Document the details related to your purchase for future use, if necessary. Determine where they are geographically and call to speak with a person to confirm details or get clarification. Having written that, paperwork trail is extremely important when making an online jewelry purchase. Last thought - enjoy your beautiful clear ring tongue purchase.