Before laying down your 'plastic' to buy a string of pearls or bracelet or clip earring finding, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. c. Inquire about how you would get a refund or return the item if dissatisfied. c. Ask about the seller's guarantee and/or warranty on the item being bought. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or clip earring finding. Check out the store's reputation in your area. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or clip earring finding, is the BBB seal of reliability. Obtain all details related to your purchase in writing including their exchange and refund policies. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition to the phone conversation, get everything in writing. Finally, you and/or your loved one should enjoy and cherish that new jewelry or clip earring finding purchase.