Before laying down your 'plastic' to buy a string of pearls or bracelet or costume fine jewelry, read all you can about it so you are a well education purchaser. Compare price, service and quality. c. Inquire about how you would get a refund or return the item if dissatisfied. c. Ask about the seller's guarantee and/or warranty on the item being bought. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or costume fine jewelry. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. You will want to deal with a store that has a well trained staff to include gemological education.

When buying diamonds, pearls, rubies or costume fine jewelry on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Always get the particulars related to your purchase documented in case there is a dispute. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. Having written that, paperwork trail is extremely important when making an online jewelry purchase. Finally, you and/or your loved one should enjoy and cherish that new jewelry or costume fine jewelry purchase.