Don't 'pull the trigger' on purchasing cross man pendant or watch or bracelet or any jewelry until you learn all you can about it so that you are a smart consumer. Compare price, service and quality. a. Ask about the store (or online) refund and return policy. b. Review any guarantees or warranties that come with the purchase. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or cross man pendant. Get to the bottom of the store's reputation by asking those that have purchased from the store. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain as much information as you can about the store you are entertaining using from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or cross man pendant online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. As a closing comment, the recipient of your jewelry or cross man pendant is one lucky person!