Before laying down your 'plastic' to buy a string of pearls or bracelet or cz designer jewelry, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. d. Be sure you understand and can live with the store (or websites) exchange and return policies. f. Don't buy without getting a warranty or guarantee with the item being purchased. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or cz designer jewelry. Get to the bottom of the store's reputation by asking those that have purchased from the store. Check out the store's reputation in your area. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. The BBB is an excellent source of investigation on a business. Determine if the store's sale people have any gemological and appraisal education.

The BBB Reliability seal is a good indicator of the online store's compliance with good business practices and a seal you should look for when buying diamonds, watches, pearls or cz designer jewelry. Prior to purchasing, get all details about your purchase in writing. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition, be sure that you document all conversation and details of the transaction. Lastly, wear that jewelry or cz designer jewelry often and enjoy it.