Before laying down your 'plastic' to buy a string of pearls or bracelet or designer costume jewelry, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. b. Get all the details about the online or store return policy and their refund policy. d. You will want a warranty with your purchase so inquire and understand what is offered. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or designer costume jewelry. Look into the 'buzz' about the company that you are contemplating making your purchase. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Obtain a report on the business from the Better Business Bureau. It is far preferable to deal with a company that have gemological and appraisal educations so you know that what they are saying is based on actual knowledge.

Whether you want to purchase a watch, earrings, string of pearls or designer costume jewelry online, look for the Better Business Bureau Reliability Seal. Prior to purchasing, get all details about your purchase in writing. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. In addition, be sure that you document all conversation and details of the transaction. Last thought - enjoy your beautiful designer costume jewelry purchase.