Prior to making your purchase for the designer silver jewelry or watch or bracelet or whatever, make sure that you research all relevant features. Match up the quality, customer service and price of competing offers. a. Ask about the store (or online) refund and return policy. e. Any purchase you make you will want to be sure comes with a warranty and/or guarantee - be sure you understand its terms. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of designer silver jewelry, investigate the store's reputation. A store's 'standing' in your community is an important factor to consider prior to making a purchase. Find out what organizations the jeweler belongs to and their membership requirements. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

If you do buy that ring, bracelet, watch or designer silver jewelry online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or designer silver jewelry as often as possible.