Before laying down your 'plastic' to buy a string of pearls or bracelet or designer silver ring, read all you can about it so you are a well education purchaser. Compare price, service and quality. f. Specifically inquire about the return and refund policies. c. Ask about the seller's guarantee and/or warranty on the item being bought. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

So, how does one find a jeweler that is trust worthy. Whether you are buying diamonds, rubies, a watch of designer silver ring, investigate the store's reputation. Check out the store's reputation in your area. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You ant your jeweler to have a gemological and appraisal certificate.

If you do buy that ring, bracelet, watch or designer silver ring online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. Last thought - enjoy your beautiful designer silver ring purchase.