Before laying down your 'plastic' to buy a string of pearls or bracelet or diamond circle earring, read all you can about it so you are a well education purchaser. Compare price, service and quality. c. Inquire about how you would get a refund or return the item if dissatisfied. f. Don't buy without getting a warranty or guarantee with the item being purchased. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or diamond circle earring. Be sure the store has a long-standing, solid reputation in the community. Professional trade organizations set 'standards'. Determine if your jeweler is a member of any such organizations. Obtain a report on the business from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or diamond circle earring, is the BBB seal of reliability. Document the details related to your purchase for future use, if necessary. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. With all that accomplished, wear that jewelry or diamond circle earring as often as possible.