Before laying down your 'plastic' to buy a string of pearls or bracelet or diamond man nugget ring, read all you can about it so you are a well education purchaser. Compare price, service and quality. b. Get all the details about the online or store return policy and their refund policy. b. Review any guarantees or warranties that come with the purchase. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or diamond man nugget ring, understand the stores reputation by checking with others that have made purchases including friends or relatives. Check out the store's reputation in your area. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or diamond man nugget ring, is the BBB seal of reliability. Get all the product details in writing (for example by email) including refund policy. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition to the phone conversation, get everything in writing. Closing remark - your recipient of diamond man nugget ring is one lucky person!