Before laying down your 'plastic' to buy a string of pearls or bracelet or diamond price index, read all you can about it so you are a well education purchaser. Be sure that you comparison shop for quality, price and customer service. e. The return and exchange policy are your protections so be sure to inquire and understand. c. Ask about the seller's guarantee and/or warranty on the item being bought. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or diamond price index. Check out the store's reputation in your area. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Obtain a report on the business from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

Whether you want to purchase a watch, earrings, string of pearls or diamond price index online, look for the Better Business Bureau Reliability Seal. Get all the product details in writing (for example by email) including refund policy. Determine where they are geographically and call to speak with a person to confirm details or get clarification. That having been said, getting everything represented in writing is very important. Closing remark - your recipient of diamond price index is one lucky person!