We suggest that before you lay out your money for that diamond stud or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Be sure that you comparison shop for quality, price and customer service. c. Inquire about how you would get a refund or return the item if dissatisfied. d. You will want a warranty with your purchase so inquire and understand what is offered. If you are purchasing precious gems, obtain a gemological report and also get in writing any information you relied upon in your purchase.

Finding a jeweler that you can trust is of utmost importance. Regardless of whether you are buying a pendant, watch, necklace or diamond stud. Get to the bottom of the store's reputation by asking those that have purchased from the store. A good indicator of the store's reliability is if they are well respected in your city. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. Look for a jeweler with a gemological and appraisal education and certificate.

Whether you want to purchase a watch, earrings, string of pearls or diamond stud online, look for the Better Business Bureau Reliability Seal. Obtain all details related to your purchase in writing including their exchange and refund policies. Determine where they are geographically and call to speak with a person to confirm details or get clarification. That having been said, getting everything represented in writing is very important. With all that accomplished, wear that jewelry or diamond stud as often as possible.