Before laying down your 'plastic' to buy a string of pearls or bracelet or discount wrist watch, read all you can about it so you are a well education purchaser. At search site or store, investigate their pricing, service and the quality of what they are offering. b. Get all the details about the online or store return policy and their refund policy. b. Review any guarantees or warranties that come with the purchase. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or discount wrist watch. We suggest that you look into the store's standing in your town. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. Obtain a report on the business from the Better Business Bureau. Determine if the store's sale people have any gemological and appraisal education.

If you do buy that ring, bracelet, watch or discount wrist watch online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Always get the particulars related to your purchase documented in case there is a dispute. Pick up the phone and speak with a representative of the web based site to reconfirm purchase details. In addition, be sure that you document all conversation and details of the transaction. Finally, you and/or your loved one should enjoy and cherish that new jewelry or discount wrist watch purchase.