Before laying down your 'plastic' to buy a string of pearls or bracelet or dragonfly ring toe, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. e. The return and exchange policy are your protections so be sure to inquire and understand. d. You will want a warranty with your purchase so inquire and understand what is offered. Be sure to get, in writing, on the sales receipt, any information you relied on when making your purchase, such as the gem's weight or size. Some jewelers will supply a grading report from a gemological laboratory.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or dragonfly ring toe. Check out the store's reputation in your area. You want to find out if the jeweler is a member of any industry organizations and what requirements are necessary to be a member. Don't forget to look into the background of your jeweler through the BBB - they are an excellent resource. You will want to deal with a store that has a well trained staff to include gemological education.

If you do buy that ring, bracelet, watch or dragonfly ring toe online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Obtain all details related to your purchase in writing including their exchange and refund policies. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition to the phone conversation, get everything in writing. Last thought - enjoy your beautiful dragonfly ring toe purchase.