We suggest that before you lay out your money for that emerald pearl ring or other jewelry (e.g. watch, diamonds, pearls), you learn all you can about it so assure yourself that you are getting what you are paying to get. Be sure that you comparison shop for quality, price and customer service. d. Be sure you understand and can live with the store (or websites) exchange and return policies. b. Review any guarantees or warranties that come with the purchase. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

We can't think of another purchase category beyond jewelry where the reputation and honesty of the seller is more important. Do all you can to investigate the business practices of the jeweler whether you are buying precious stones, gold, platinum or emerald pearl ring. A good indicator of the store's reliability is if they are well respected in your city. Determine what professional trade groups your jeweler belongs and what the requirements are of membership. The BBB is an excellent source of investigation on a business. Look for a jeweler with a gemological and appraisal education and certificate.

If you do buy that ring, bracelet, watch or emerald pearl ring online, before you do so, see if the site posts a Better Business Bureau Reliability seal on their site. Document the details related to your purchase for future use, if necessary. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. In addition, be sure that you document all conversation and details of the transaction. Lastly, wear that jewelry or emerald pearl ring often and enjoy it.