Before laying down your 'plastic' to buy a string of pearls or bracelet or engagement gift party, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. a. Ask about the store (or online) refund and return policy. f. Don't buy without getting a warranty or guarantee with the item being purchased. Obtain a written sales receipt and, in writing, any information you relied upon in your purchase.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or engagement gift party, understand the stores reputation by checking with others that have made purchases including friends or relatives. A good indicator of the store's reliability is if they are well respected in your city. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain a report on the business from the Better Business Bureau. Look for a jeweler with a gemological and appraisal education and certificate.

A good indicator of a reliable site for getting that string of pearls, or bracelet or engagement gift party, is the BBB seal of reliability. Always get the particulars related to your purchase documented in case there is a dispute. If you are shopping online, get the websites location and talk with someone to clarify all aspects of the purchase. Even though you have had a conversation, make sure that all aspects of the purchase are well documented in writing. Closing remark - your recipient of engagement gift party is one lucky person!