Before laying down your 'plastic' to buy a string of pearls or bracelet or engagement idea ring, read all you can about it so you are a well education purchaser. Match up the quality, customer service and price of competing offers. c. Inquire about how you would get a refund or return the item if dissatisfied. c. Ask about the seller's guarantee and/or warranty on the item being bought. Always get everything you relied upon related to the purchase in writing (e.g. sales receipt; gemological report; purchase details).

The saying goes 'if you don't know your jewels, know your jeweler'. Well, checking on the reputation of the sale that you making is of paramount importance when buying diamonds, pearls, watches or engagement idea ring. Be sure the store has a long-standing, solid reputation in the community. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. The Better Business Bureau in your area is a resource you should use when evaluating a prospective jeweler. Dealing with knowledgeable staff is a must. See if they have a gemological background.

A good indicator of a reliable site for getting that string of pearls, or bracelet or engagement idea ring, is the BBB seal of reliability. Be sure to get all the particulars related to your purchase in writing as you do not want to have any disputes without evidence of what you believe was represented. A conversation with a sales person from the online store as you want to 'get personal' as if you had visited a 'bricks and mortar' store. In addition to the phone conversation, get everything in writing. With all that accomplished, wear that jewelry or engagement idea ring as often as possible.