Before laying down your 'plastic' to buy a string of pearls or bracelet or engravable cuff link, read all you can about it so you are a well education purchaser. Shop all aspects related to your purchase: the price; the quality and the service you get after the purchase. c. Inquire about how you would get a refund or return the item if dissatisfied. d. You will want a warranty with your purchase so inquire and understand what is offered. Ask for a gemological report for any purchase related to precious gems and a sales receipt.

Investigate the 'store' from whom you are making a purchase. Whether it's a brooch, pendant, necklace or engravable cuff link, understand the stores reputation by checking with others that have made purchases including friends or relatives. We suggest that you look into the store's standing in your town. If the jewelry store is a member of any trade organizations, determine what they are and investigate the requirements to belong. Obtain a report on the business from the Better Business Bureau. Dealing with knowledgeable staff is a must. See if they have a gemological background.

When buying diamonds, pearls, rubies or engravable cuff link on the Internet, look for a BBB Reliability seal to indicate membership in the BBB. Prior to purchasing, get all details about your purchase in writing. Talking with a representative of the web store is always a good idea so that you have some personal contact. In addition, be sure that you document all conversation and details of the transaction. With all that accomplished, wear that jewelry or engravable cuff link as often as possible.